Lump Sum Investments & Private Banking


Fed up with poor bank interest rates?

Many expats use their bank accounts to build up their savings, but with interest rates so low at present, once you take inflation and rising living costs into account, it is often the case that these savings are standing still at best.

With an ever-growing number of professionals opting for a transient lifestyle, the desire to invest in an international or ‘offshore’ manner is becoming an increasingly popular method for expat lump sum investments and portfolio management.

The key driver for this is that many expatriates want to avoid the situation where they have ‘bits and bobs’ of investments scattered around the world. They lose track of what is invested where and are, often, presented with logistical issues when attempting to gain access to, or manage, the investment after they leave that particular place. Offshore investing irradiates these irritations. Furthermore, the potential tax efficiency of the international investment centres are often seen as an ‘added bonus’ for those individuals who make use of these investment areas.

What investment options are available?

  • Fund platforms
  • Flexible lump sum vehicles
  • Portfolio bonds (tax efficient)
  • Fixed term deposit accounts
  • Discretionary investment service – collective funds or segregated portfolio
  • Accumulation accounts

Benefits?

  • Choice of any major currency
  • Potential tax-free growth depending on your location
  • Can be structured for capital growth, income generation or both (income generation ideal for retired expats)
  • Unlimited choice of assets and funds
  • No initial entry fees on some investment funds
  • Access to funds that have been handpicked by investment specialists in model portfolios
  • Optional regular withdrawals (e.g. for regular income)
  • Access to institutional high rate deposit accounts and structured fixed return products

Our lump sum investment products and portfolio management services are personalised to each and every client, depending on such criteria as investment term, amount and your attitude to risk.